Chester County Night School

FINANCIAL STRATEGIES


Brilliant Frugal Living

Kristen Hagopian, author

Learn how to recession-proof your life. This workshop is based on the instructor's book of the same name. You will discover proven techniques for spending less, paying down debt, saving more, and living better than you ever thought possible on your existing income. Topics include how to save on food, clothing, utilities, vacations, home repair, holidays, etc.

FS650    Peirce M.S. ............................. 1 session

Thurs, 6:30 to 8:30 pm, 3/25 ............................. $20


Basics of Selling on eBay

Jared Mizrahi, eBay education specialist

Have the current economic conditions taken a toll on your financial situation? Why not bring in some extra cash by selling on eBay? This lively class will show you all you need to know to be a successful eBay seller including opening a seller account, determining price and value of your treasures, improving your listings with eye-popping photographs and descriptions as well as a gold mine of tips shared by eBay Education Specialist and PowerSeller Jared Mizrahi. You will have the option of purchasing a student manual ($35) at first class.

FS651    Peirce M.S. ............................. 4 sessions

Tues, 7 to 9 pm, 4/6-4/27 ............................. $60    WAIT LIST ONLY


Beyond the Basics of Selling on eBay

Jared Mizrahi, eBay education specialist

Have you been looking to improve your eBay selling skills? Perhaps even start an eBay business? If you have experience selling on eBay and want to take it to the next level, then this class is for you. In this dynamic class, you will be taught how to start a successful eBay business or grow your current one with use of compelling listings, eBay listing tools, marketing, listing management, shipping and many more valuable tips as shared by eBay Education Specialist and PowerSeller Jared Mizrahi. You will have the option of purchasing a student manual ($35) at first class.

FS652    Peirce M.S. ............................. 2 sessions

Tues, 6:30 to 9:30 pm, 5/4-5/11 ............................. $45


Money Matters for Women

Susan Arnette, ChFC®, instructor

Don’t let money control you. Empower yourself by taking control of your financial future. Designed specifically to meet women’s concerns, this workshop is geared to educate you in cash flow management, risk management, setting financial goals and reaching them safely. Instructor has been dedicated to helping women with their finances for 20 years and teaching this course for over 15 years.

FS655    Peirce M.S. ............................. 1 session

Tues, 7 to 9 pm, 3/16 ............................. $20


Straight Forward Insights for Women Planning Their Retirement

Christy Barilotti, CFP®, instructor

Answer the questions you have about retirement planning for women. Why are women behind in planning for retirement? How much do I need to retire? What retirement plans are available and which plans are best suited for me? How do I select the most suitable investments for income or growth? What do I do with my employer retirement plans when I change jobs? How do I protect myself before and during retirement? How do I not outlive my assets?  Instructor has been teaching this class for women for 10 years.

FS657    Great Valley M.S. ............................. 1 session

Tues, 6:30 to 8 pm, 3/23 ............................. $20


Making the Most of Your 401(k)

Andrew Aramany, CFP�, MBA, CRPC�

The money you accumulate in your 401(k) plan is likely to be the largest single source of retirement assets you will ever have.  It's vitally important to have a proper recovery strategy in place. Learn how to get the most from your 401(k), how to evaluate your investment options, what kind of investments you should choose (and avoid), and how to keep your 401(k) on track.  Whether you changed employers, were downsized, retired or are lucky enough to still work at the same company, this class is for you. Feel free to bring a spouse for free (but they must register).

FS659    Fugett M.S. ............................. 4 sessions

Mon, 6:30 to 8 pm, 4/5-4/26 ............................. $60


Passport to Retirement

Ed Dracup*, CLU®, ChFC®, CFP®, REBC®, CLTC

In this information-packed seminar, learn how to get the most from your investments, Social Security, retirement plans and more. During the class, you’ll assess your own financial situation and, regardless of when you plan to retire, learn practical strategies for retirement planning. The course fee includes a workbook (value $35). You may bring a spouse free of charge, but he/she must register.

FS660    Patton M.S. ............................. 3 sessions

Tues, 7 to 9:30 pm, 4/6-4/20 ............................. $80


FS661    Location TBA ............................. 3 sessions

Wed, 7 to 9:30 pm, 3/17-4/7 ............................. $80

No class: 3/31

*Ed Dracup is a registered representative of, and offers securities, investment advisory and financial planning services through,
MML Investor Services, Inc., 100 Corporate Center Dr., #201, Camp Hill, PA 17011, 717-763-7365.


Long-Term Care

Ed Dracup*, CLU®, ChFC®, CFP®, REBC®, CLTC

Long-term care is a growing national concern. This course will help to educate you on long-term care issues. Specifically, the class will address what long-term care is, how much it may cost and how you may pay for it. The course dispels the Medicare myth, provides discussion on "Long-Term Care Partnership", which offers Pennsylvanians the opportunity to provide for their own needs while helping to conserve taxpayer resources, as well as illustrates real life examples of people dealing with long-term care issues.

FS662    Fugett M.S. ............................. 1 session

Mon, 7 to 9 pm, 5/3 ............................. $20


Medicare 101

Elizabeth D'Angelo, instructor

If you will be joining the ranks of Medicare, are already in the Medicare system and have questions, or you just want to understand what Medicare is all about, this session is for you. Members of the APPRISE program, Pennsylvania's volunteer statewide program of insurance consultation, will present an overview of Medicare including the definitions of Medicare A, B, C; explanation of the drug benefit (Part D), types of health care insurance available in Chester County, benefits available for low income beneficiaries, and things to consider when selecting your medical insurance. The APPRISE Program is conducted under the auspices of the Chester County Dept. of Aging.

FS664    Patton M.S. ............................. 1 session

Tues, 7 to 9 pm, 3/23 ............................. FREE


FS665    Peirce M.S. ............................. 1 session

Tues, 7 to 9 pm, 4/13 ............................. FREE


FS666    Great Valley M.S. ............................. 1 session

Tues, 7 to 9 pm, 5/11 ............................. FREE


Being A Smart Home Buyer

Barry Walsh, Realtor, Prudential Fox & Roach

Can you still get a mortgage and buy a new home? Yes! This class will cover everything from getting a mortgage today to buying a home and the buying process. Special financing programs and techniques will be covered.

FS670    Peirce M.S. ............................. 6 sessions

Tues, 7 to 9 pm, 3/16-4/27 ............................. $75

No class: 3/30


Investing in Real Estate: The Time is Ripe!

Barry Walsh and Dave Dunn, Realtors, Prudential Fox and Roach Realtors

This class covers real estate investment opportunities in a down market, as well as opportunities for owning and managing income-producing property. Topics will include the current real estate market, how to find properties, how to analyze cash flow, tenant management, and negotiations ... plus a thorough look at financing and ways to minimize cash outlay. Guest speakers will include a loan officer and home inspector.

FS673    Peirce M.S. ............................. 6 sessions

Thurs, 7 to 9 pm, 3/18-5/6 ............................. $75

No class: 4/1, 4/22